Condolegal's Information Capsules
Insurance
Co-owner's insurance. Some risks are not covered by the condominium insurance policy...
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The syndicate's insurances. The acquisition of an insurance policy by the syndicate covering the property and its liability is mandatory under the law...
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The syndicate's insurances: building insurance. (French only) L’assurance doit couvrir tant les parties communes que les parties privatives et les biens meubles communs...
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Useful steps to prevent damages. (French only) The proliferation of claims is not without long-term consequences. They generate an increase in premiums and deductibles...
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Insure the improvements of your private portion. (French only) L’assurance du syndicat couvre l’essentiel de votre partie privative. La seule chose qu’elle ne couvre pas ce sont les améliorations que vous y apportez...
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The liability insurance of the building manager. The manager undertakes not only his own responsibility, but also that of your syndicate. It is therefore essential that he is insured...
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Deductible. If a building has several claims for water damages, the syndicate of co-ownership could be forced to accept a very high deductible...
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Legal insurance. (French only) Legal fees are sometimes a deterrent for co-owners who want to assert their rights...
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Condo fees: distribution and collection. Common expenses are contributed in relation to the the relative value of the fraction of a co-owner. This is the only mode of distribution possible...
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Investment and availability of the contingency fund. (French only) Les sommes investies dans le fonds de prévoyance doivent demeurer liquides et disponibles à court terme, c’est-à-dire accessibles sur avis de 30 jours...
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Registers and archives of the co-ownership. The syndicate must make a register available to all co-owners. Preservation and access are the hallmarks of this register...
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The certificate of location is an essential part of the file pertaining to the titles of a building.
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Contingency fund study: the report's content. (French only) Une étude de fonds de prévoyance tient compte uniquement des réparations majeures ou du remplacement des parties communes...
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Contingency fund: its purpose. The contingency fund’s purpose is to provide in advance anticipate for the financing of some of the work to be carried out in the common portions of the co-ownership...
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Legal construction hypothec. The legal construction hypothec must be registered for work done on the whole bulding and be divided into fractions...
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Renovations with prior authorization of the syndicate. (French only) La plupart des déclarations de copropriété comportent des règles en matière de travaux dans les parties privatives...
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Emergency work in a private portion. (French only) No co-owner may interfere with the carrying out, even inside his private portion, of work required for the conservation of the building...
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Contingency fund. The contingency fund is a cash reserve strictly for major repairs and replacements of common portions...
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Renovations by a co-owner. (French only) Before starting renovations in a unit (the dwelling), do not forget what condominium living is...
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Destination of the immovable. It means the vocation of the building, what do we want to do with it: be a home, a resort, a shopping center? Simply put, it is the distinctiveness of the co-ownership...
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The syndicate of co-ownership. The syndicate is a legal entity. This status confers legal personality, involving different rights and obligations...
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The declaration of co-ownership. The declaration of co-ownership is the agreement governing relations between the co-owners and directors, with respect to the building...
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Defects in design and construction: what actions can you take? (French only) It is up to the syndicate to ensure that the property is free from defects or deficiencies, without neglecting its duty to maintain common areas...
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Enjoying your property rights. (French only) Each co-owner has a faction that he uses and in which he enjoys freedom in his private and common areas, provided he adheres to the Building Rules...
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Uphold the declaration of co-ownership. (French only) Quiconque ne respecte pas cette déclaration s’expose à un recours judiciaire intenté soit par un copropriétaire soit par le syndicat...
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